VA approved lender VA Help Center, LLC. – NMLS #1816438. We are not affiliated with any government agencies or the Dept. of Veterans Affairs.

801-871-3739

What is your branch of service? (Buy a Home)

Branch of Service

What is your branch of service?*

STREAMLINE REFINANCE

Lower your rate without income or appraisal requirements. Learn More ...

PURCHASE

Buy a home with no down payment and 100% financed. Learn More ...

CASHOUT

Access your home’s equity for cash or debt consolidation. Learn More ...

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VA 30 Year Fixed VA 15 Year Fixed 3/1 Hybrid 5/1 Hybrid

WHY CHOOSE A VA LOAN?

The VA Home Loan Program offers exclusive benefits that set it apart from conventional loans, providing veterans with exceptional rates and zero out-of-pocket expenses at closing—all backed by the trusted VA.

Key Advantages of VA Loans:

100% Financing: Purchase your home with no down payment required.
No Minimum Credit Score: The VA does not enforce a minimum credit score, making homeownership more accessible.
Funding Fee Waiver for Disabled Veterans: Disabled veterans may qualify for a waiver on the VA funding fee.
Streamlined Refinancing (IRRRL): No appraisal or income verification needed unless your monthly payment increases by more than 20%.
Energy Efficiency Loan: Finance up to $6,000 in home energy improvements to reduce utility costs and increase comfort.

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