VA Cash-Out Loan
VA Cash-Out Refinance Loan
A VA Cash-Out Refinance Loan allows you to access the equity in your home and convert it into cash—whether to pay off high-interest debt, fund home improvements, or meet other financial needs.
What Can You Use the Cash For?
The cash you receive at closing can be used for:
- Paying off credit cards or personal loans
- Home renovations and upgrades
- Medical expenses or education costs
- Building emergency savings
Eligibility Requirements
To qualify, you must:
- Be an eligible veteran, active-duty service member, or surviving spouse
- Meet credit and income guidelines
- Occupy the home as your primary residence
Key Benefits
- No private mortgage insurance (PMI)
- Competitive interest rates
- Ability to refinance up to 100% of your home's value in some cases
VA Funding Fee
A one-time VA funding fee may apply to reduce the cost to taxpayers for the VA loan program. This can be rolled into the loan amount. Veterans with a service-connected disability may be exempt.
How We Can Help
We’ll assist you with the entire VA Cash-Out Refinance process—from obtaining your Certificate of Eligibility (COE) to closing your new loan. We work exclusively with VA borrowers to ensure you're maximizing your benefits.
Contact Us
Have questions or ready to get started? Contact Us and we’ll help you through the next steps.